body {
	margin-top:20px;
	background:#616066;
}
#frame {
	background:#ffffff;
	width:760px;
	margin:0 auto;
}
#wrapper {
	margin:0;
	background: #ffffff url(../images/bkg.gif) repeat-y
}

#headerframe {
	background-color:#FFFFFF;
	height:131px;
}
#headerframe img {
	float:left;
	margin-left:15px;
	margin-top:20px;
}
#headright {
	float:right;
	margin-right:18px;
	margin-top:5px;
}

#bannerframe {
	background-color:#FFFFFF;
	height:113px;
	width:760px;
}
#bannerframe img {
	float:left;
	padding-left:3px;
}

#leftcol {
	float:left;
	width:186px;
	padding-left:3px;
	display:inline;  /* FIX IE double margin bug */
	background-color:#9F9EA3;
	background: url(../images/spacer.gif) repeat-y; 
	height:100%;
}
#leftcolbottom {
	margin-left:3px;
}
#middlecol {
	float:left;
	padding-left:6px;
	padding-top:15px;
	background-color:#ffffff;
	width:556px;
	text-align:justify;
}
#footer {
	height:21px;
	text-align:center;
	color:#FFFFFF;
	padding-top:10px;
	width:760px;
	margin: 0 auto;
}

#clearfloat { /* this id should be placed on a div or break element and should be the final element before the close of a container that should fully contain a float */
	clear:both;
	height:6px;
	display:inline-block;
	display:block;
	background-color:#FFFFFF;
}
#separator { 
	height:4px;
	background-color:#FFFFFF;
}
#formleft {
	float:left;
	padding-left:10px;
	padding-top:5px;
}

/* this is where the site styles start */

.heading1 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 13px;
	color: #4065AB;
	font-weight:bold;
}
.bodytext1 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #78777D;
	line-height:normal;
}
a {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #78777D;
	font-weight:bold;
	text-decoration:none;
}
a:hover {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #78777D;
	font-weight:bold;
	text-decoration:underline;
}
.footertext {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	color: #FFFFFF;
	text-align:center;
}
.afooter {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	color: #FFFFFF;
	text-align:center;
}
.afooter:hover {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	color: #FFFFFF;
	text-align:center;
	text-decoration:underline;
}
ul {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #78777D;
}
li {
	line-height: 25px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #78777D;
}

/* this is where the site styles finish */